Frequently Asked Questions
How long does it take?
Fixing your credit generally takes an average off 3 - 7 months. Each round of challenges takes between 40-45 days for the mail and investigation cycle. Generally you will start seeing some responses within 60-90 days or so.
Everyone's credit profile is different so there is no standard time.
What ways can I build credit?
It really depends on your individual credit report and what's needed. Please speak with a credit professional or do your due diligence before opening a bunch of new accounts.
Here are some of the sources we recommend to build positive credit.
- Credit Builder - Self Lender
- Secured Credit Card with credit builder, your bank, Capital One or Discover. CreditBuilderCard
- Reporting on time rental payments via Rhental Karma. Use code ELEVATE100 to save $25.
Why should I sign up?
A low credit score can keep you from the things you want like renting a nice place, purchasing a home, the ability to get a decent car and even some jobs.
If you are ready for a change, you are in the right place.
Is there a contract?
No. You are free to end services at any time by emailing us at help@creditrestore.info .
Do you help with purchasing a home?
Yes, we have a licensed Real Estate Broker on staff that can help you or refer you to a partner agent. We also have a FIVE STAR rated First Time Homebuyer Workbook available for purchase at https://linktr.ee/moneyandrealestate
How do I sign up?
Scroll down and book your Credit Audit appointment. This consultation is a deep dive into your credit reports that includes a complimentary set of credit challenges.
This is the FIRST STEP for anyone who wants to sign up for credit repair. After your consultation - you will have the option to sign up for monthly credit repair.
What forms of payment do you accept?
ACH, Visa, Mastercard, Discover and American Express.
If you prefer to pay via Zelle, please let your credit specialist know.
Do you offer homebuyer consultations?
Yes, you can book one at https://calendly.com/nationwidecreditrepair.
We also include a First Time Homebuyer eWorkbook that comes as part of the Platinum package. You can use your 1-on-1 to ask questions about budgeting or homeownership.
Can you remove everything from my credit?
We can't promise that any specific item will be removed - no one legally can. What we can promise is that we will do everything within our power to remove as much using the laws. It's about persistence and patience.
Is there a guarantee?
We guarantee to be transparent and work hard for you using our proven systems. No company can guarantee any specific actions by the credit bureaus. We will use all legal options available.
All clients receive the tools to build up your credit, learn how credit works and understand how to maintain your credit.
Do you help with learning financial literacy?
Yes. we offer credit and financial education to ALL our credit clients. We also sell financial literacy eBooks at Financial Literacy